Staying Safe Around Water: Tips for a Healthy, Fun Summer in Southwest Florida
In Sarasota, Manatee, and Charlotte counties, water is a way of life. From family pool days and swim clubs to weekends spent on the Gulf or relaxing by the bay, Floridians are no strangers to warm-weather water activities. But while swimming and boating are great for exercise and relaxation, they also come with risks—especially for children and families.
Atlas Insurance wants to help you enjoy a safe and healthy summer. Here are practical tips and reminders to keep in mind whether you’re poolside, oceanside, or somewhere in between.
Healthy Habits at the Pool
Chlorine and other pool chemicals help keep water clean, but swimmers must do their part too. According to the CDC, following these guidelines can help reduce the spread of germs:
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Rinse off before entering the water. This washes away sweat and dirt that could contaminate the pool.
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Don’t swim if you’re sick. Sickness can increase the risk of contaminating the water.
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Avoid using the pool as a restroom. Urine can react with chlorine, reducing its germ-fighting ability.
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Don’t swallow pool water. Even a small amount can make you sick.
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Check the pool’s inspection score. These are often posted onsite or available online.
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Test the water yourself. Pool test strips are easy to find and help check chlorine and pH levels.
Smart Swimming Breaks
To help kids stay healthy while swimming, the CDC recommends regular breaks—about once an hour. Use this time to:
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Take a bathroom break or change swim diapers
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Reapply sunscreen
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Drink fluids to stay hydrated
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Dry off ears with a towel to prevent swimmer’s ear
These small actions can prevent common swim-related illnesses and injuries.
Safety First: Pool, Beach & Beyond
Whether you’re splashing in a backyard pool, boating on Charlotte Harbor, or enjoying the beaches at Lido or Manasota Key, it’s important to follow water safety best practices. The American Red Cross recommends:
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Swim in areas supervised by lifeguards
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Always swim with a buddy
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Closely supervise children at all times
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Teach kids to ask before approaching water
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Use U.S. Coast Guard-approved life jackets for young or inexperienced swimmers
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Make sure everyone in the family learns how to swim
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Keep safety gear on hand: a first aid kit, a phone, life jackets, and rescue equipment
Understanding Drowning Risks
Drowning is one of the leading causes of accidental death for children ages 1 to 14—and it often happens quickly and quietly. Unlike what you see in movies, there’s rarely splashing or shouting. That’s why supervision and prevention are key.
At-Home Pool Safety
For children ages 1 to 4, most drownings occur in home pools, sometimes even during non-swim times. Help protect young kids by:
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Installing proper barriers and gates around pools
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Keeping children within arm’s reach
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Checking the pool first if a child is missing
Open Water Awareness
As children grow, risks increase in natural water—like the ocean, rivers, and lakes. Even confident swimmers should wear life jackets in these settings. In our area, that includes the Gulf of Mexico, Peace River, and local inland waterways.
Learn More & Get Prepared
The Red Cross offers water safety courses, swim lessons, and first aid/CPR training. You can find local class options at redcross.org.
For more than 72 years, Atlas Insurance has served Sarasota, Manatee, and Charlotte counties with guidance and insurance options that reflect the needs of our coastal communities. Whether you’re enjoying time at the beach, pool, or on the water, we’re here to help you stay informed and prepared. Have questions about protecting your home, pool, or watercraft? We’re here to help.
Stay safe and enjoy the water this season—Florida-style.
