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Insurance advocates focused on protecting our clients’ best interests since 1953.

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Business Insurance

Coverage and risk management solutions for companies of all sizes.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Private Client Insurance

Custom solutions for your unique risks, assets, and lifestyle.

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Insurance coverage and risk management solutions for companies in various industries.

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Atlas Insurance

Learn more about our agency.

An established agency located in Sarasota, FL, we proudly extend our experience and knowledge to develop protective solutions for businesses and individuals that face a variety of risks and exposures in their daily routine. Because we live where you live, we understand your situation and respond quickly when you need us.

At Atlas Insurance, we believe in creating relationships, discovering your individual needs, designing and implementing the most beneficial solution, and delivering on your service and communication expectations. Before making any recommendations, whether it’s business or personal, we get to know you because we understand that there is no single policy that fits everyone. Read more about us!

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Non-Profit

Directors and Officers Insurance

Risk Factor

What happens if a board member invests the non-profit's assets unwisely and loses everything? A creditor might sue the non-profit as well as its directors and officers. Non-profit organizations are not immune to lawsuits. It’s possible someone may disagree with the way you run the organization and file suit. Oftentimes, non-profits don't have deep pockets to fight these types of lawsuits, therefore putting the organization at risk.

Solution

Directors and officers liability insurance protects your directors, officers, trustees, employees, volunteers, and the entity from any act or alleged act, error, omission, misstatement, misleading statement, or breach of duty.

General Liability Insurance

Risk Factor

Water on the floor, slippery entry in the winter, broken glass/hazardous debris, etc. These can all be accidents waiting to happen that make your non-profit susceptible. Claims may arise due to bodily injury, property damage, personal injury, and more.

Solution

General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Workers' Compensation

Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

Workers' compensation and employers liability insurance protects your employees should a job-related injury or sickness occur during the course of employment. Since benefits vary by state law, make sure your insurance agent is aware of all physical locations your business operates in and all physical locations where you hire your employees.

Commercial Property Insurance

Risk Factor

When a fire, theft, or another type of disaster strikes, your commercial property and everything within it can suffer a significant loss. This can have a detrimental effect on your organization.

Solution

Commercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

Employment Practices Liability Insurance (EPLI)

Risk Factor

On average, it's estimated that three out of five businesses will be sued by their employees. Claims can stem from just about anything, such as someone taking a joke the wrong way and being offended. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.

Solution

The right coverage is critical to your risk management process as it protects against discrimination, wrongful termination, sexual harassment, and other employment-related allegations.

Business Income Insurance

Risk Factor

What would you do if an email virus impacted the operation of your database and prevented you from serving clients for a day or more? Or what if a hacker or cyber criminal caused a system outage or extended downtime, leaving your business inoperable? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.

Solution

Business income insurance compensates you for lost income if your company cannot operate as normal due to disaster-related damage that is covered under your commercial property insurance policy, such as a data breach or cyber attack. Business income insurance covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

Professional Liability

Risk Factor

Lawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.

Solution

Similar to directors and officers liability insurance, professional liability coverage protects against liabilities resulting from mismanagement of the organization, as well as workplace-related claims such as discrimination or sexual harassment. It covers not only directors and officers, but also staff, volunteers, and the non-profit organization itself.

Non-profit Insurance 101

Make sure you cover the unique risks you face with non-profit insurance.

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Protection as Unique as You

Here’s what sets us apart when it comes to serving your insurance needs.

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National network.

We represent multiple insurance companies that offer a wide variety of policies and price points to choose from.

Local presence.

We work and live where you do which allows us to properly educate you on your personal risks and solutions.

Personal service.

We are by your side every step of the way with personable service escorting your peace of mind.

Our customized risk management process reduces your total cost of risk through identification, analysis, control, financing, and monitoring.

Our knowledgeable team of advisors act on your behalf as your claims advocates fighting for what you deserve and are there for you in your time of need.

We offer complimentary client resources through innovative and user-friendly technology such as our client portal, clickable coverage, and more.

Insurance Companies We Represent

Since we represent multiple insurance companies, we are able to bring you personalized protection and affordable coverage.

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