Keep your assets and income protected when equipment fails.
Systems breakdown insurance provided by Atlas Insurance.
Systems breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We can help you find coverage to better protect your business against a financial disaster.
Does what commercial property insurance cannot.
Commercial property insurance provides coverage for damage to equipment and machinery caused by fire, flood, and other external risks to your business. But, it doesn’t cover risks such as mechanical failure, breakdown, wiring problems, or short circuits.
Coverage for the equipment you rely on every day.
Such breakdowns can bring your business to a grinding halt as you deal with both the cost and time spent repairing or replacing. Systems breakdown insurance always covers the repair and replacement costs, and you’ll often have the option to pay a higher premium to protect against loss of business during the downtime.
Can help protect many things from machinery to equipment and hardware.
A systems breakdown insurance policy can cover all sorts of equipment used in your business–such as elevators or heating–rather than just the machinery your business uses while manufacturing. Policies usually cover computer equipment, but will only pay out for physical hardware damage rather than software failure or malware.
Fills in the gaps of manufacturer warranties.
It’s worth noting that, while manufacturer warranties may pay for repair costs or provide replacements in some circumstances, they usually aren’t as extensive as with systems breakdown insurance. For example, the warranty might not cover accidental damage from human error, such as overloading electrical circuits. But, systems breakdown insurance (or mechanical breakdown insurance) will cover this type of incident.
Think systems breakdown insurance is right for your business? We can help you find a policy that meets your needs.
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As an independent agency, we are here to help you find the right Systems Breakdown Insurance coverage.
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Systems Breakdown Insurance Quote Request
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
