For residents and businesses throughout Sarasota, Manatee, and Charlotte counties, hurricane season is part of life along Florida’s Gulf Coast. While storms may be expected, preparation should never wait. Hurricane season officially begins June 1 and runs through November 30, making now the ideal time to review plans, secure property, and prepare for potential impacts.
As National Hurricane Preparedness Week reminds us, taking action before a storm develops can make a significant difference.
Hurricane Facts Every Florida Resident Should Know
According to the National Oceanic and Atmospheric Administration (NOAA):
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Atlantic hurricane season lasts from June 1 through November 30, with activity often increasing during late summer and early fall.
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The right side of a hurricane is typically the most dangerous due to stronger winds and storm surge potential.
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Hurricane-force winds and weather impacts can extend hundreds of miles beyond the center of the storm.
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Storm size does not always determine severity. Smaller storms can still cause major damage.
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Hurricanes develop over warm ocean waters and can intensify quickly in Gulf waters.
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The eye of the storm may appear calm, but the surrounding eyewall often produces the strongest winds and heaviest rain.
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A hurricane watch means conditions are possible, while a hurricane warning means conditions are expected and action should be taken.
For Southwest Florida communities, flooding, storm surge, wind damage, power outages, and prolonged recovery periods remain some of the biggest concerns during hurricane season.
Hurricane Preparation Tips for Sarasota, Manatee & Charlotte Counties
The best time to prepare is before a storm is on the radar. Consider these steps as hurricane season approaches:
1. Understand your local risk
Even areas farther inland can experience flooding, tornadoes, wind damage, and extended power outages. Coastal communities throughout Sarasota, Manatee, and Charlotte counties may also face storm surge concerns.
2. Create a family emergency plan
Review evacuation routes, designate meeting locations, and account for children, pets, elderly family members, and anyone needing additional assistance.
3. Build an emergency supply kit
Include medications, first-aid supplies, nonperishable food, water, batteries, chargers, flashlights, and sanitation items. Plan for several days without power.
4. Inspect your property
Trim overhanging trees, secure outdoor items, inspect roofing materials, and confirm shutters or protective systems are ready if needed.
5. Stay informed during storm season
Monitor local emergency management updates and follow guidance from county officials regarding watches, warnings, evacuations, and shelter information.
6. Protect important documents
Store insurance documents, IDs, property records, and other critical information in a secure digital location and waterproof container.
7. Review your insurance coverage early
Waiting until a storm is approaching may limit options. Reviewing coverage before hurricane season begins allows time to address potential gaps.
Don’t Overlook Flood Insurance
Flooding is one of the most common and costly impacts associated with hurricanes in Florida. Heavy rainfall, storm surge, and rising water can affect both coastal and inland properties.
Many property owners are surprised to learn that flood damage is not typically covered under standard homeowners or renters policies. Separate flood coverage is generally required.
At Atlas Insurance, we encourage homeowners, businesses, community associations, and property owners throughout Sarasota, Manatee, and Charlotte counties to review their current coverage before hurricane season begins.
Preparing now can help reduce stress and improve recovery when storms impact our area.
Hurricane season starts June 1. The time to prepare is before the first forecast forms in the Gulf.
